Accounting Specialist

About PalmPay

PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over 40 million users, we're building a digital financial ecosystem that empowers individuals and businesses through accessible, easy-to-use, and rewarding financial services. Operating in Nigeria, Ghana, Tanzania, Bangladesh, and Pakistan, PalmPay has been recognised by CNBC as one of the Top 300 Global Fintech Companies and ranked #2 overall and #1 in financial services on the Financial Times' Africa's Fastest Growing Companies 2025 list. Position Overview

We are seeking a detail-oriented and proactive Accounting Specialist to join our finance team in Pakistan. The role will support end-to-end accounting operations, including financial reporting, reconciliations, taxation, and compliance. The ideal candidate will have strong experience in NBFC, fintech, or financial services, with sound knowledge of Pakistan's accounting and tax regulations. Key Responsibilities

Financial Record Management : Maintain accurate and up-to-date financial records, including general ledger, cashbook, and bank book. Process invoices, reimbursements, and vendor payments, ensuring proper documentation and approval. Manage petty cash and daily expense records according to company policy. Reporting & Reconciliation : Prepare daily, weekly, and monthly financial reports, including cash flow, P&L, and balance sheet summaries. Perform bank reconciliations, vendor reconciliations, and intercompany reconciliations on a regular basis. Support month-end and year-end closing activities with detailed financial statements. Compliance & Taxation : Ensure compliance with FBR, SECP, and local NBFC regulatory requirements. Prepare and assist with tax filings, VAT, and withholding reports. Support audit processes, providing timely and accurate documentation for internal and external reviews. Budgeting & Analysis : Assist in budget preparation, expense tracking, and variance analysis. Provide financial insights to management for operational decision-making. Collaboration & Coordination : Liaise with regional and global finance teams to ensure accurate data consolidation and reporting. Support finance management in implementing process improvements and financial controls. Qualifications & Experience

Bachelor's or Master's degree in Accounting, Finance, or Business Administration. Minimum 3-5 years of accounting experience, preferably in NBFC, fintech, or banking sectors. Strong understanding of Pakistan's accounting standards, IFRS, and tax regulations. Proficient in MS Excel and accounting software such as QuickBooks, SAP, or ERP systems. Excellent attention to detail and ability to manage multiple priorities. Strong analytical, communication, and problem-solving skills. Fluency in English and Urdu (written and verbal). Preferred Qualifications

Part-qualified CA, ACCA, or ICMA certification preferred. Hands-on experience in automated reconciliation and reporting tools. Prior work experience in a multinational fintech or NBFC environment. Compensation & Benefits

Competitive salary package with annual performance-based review. Two festival bonuses per year. Mobile and internet allowance. Health insurance and paid annual leave. Opportunity to grow and develop within a global fintech company.

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