Branch Manager

Overview

A Branch Manager is responsible for achieving financial and service objectives by leading and planning branch functions, focusing on loan and deposit acquisition within budget constraints. They ensure the branch operates efficiently, maintaining a balance between loans and deposits to achieve self-funding status. The role involves overseeing all operational and administrative functions, ensuring timely service delivery, and organizing procedures for smooth branch operations.

Responsibilities

• Create environment and team spirit for achieving financial and service level objectives. Plan the branch functions with focus on acquisition of loans and deposits and operate within the assigned budget.
• Achieve self-funding status of the branch by gradually creating a balance between loans and deposits and take full responsibility of the branch as a revenue center.
• Take full measures to ensure economy in expense and set standards of frugality to meet the dynamics of microfinance business.
• Act as a credit officer and arrange approval of loans.
• Responsible for the functioning of branch in all aspects including operational and administrative functions.
• Ensure timely opening of the branch and resumption of service by 9.00 AM as laid down in the branch time schedule and close at the specified timings.
• Organize a procedure for smooth opening and closing of branch with full assignment of responsibilities.
• Organize work and branch flow in a manner that every resource is productively deployed and gives his best to achieve the requisite standards. Carry out regular capacity planning to identify the resource needs and request the hub for requirements in all functional areas.
• Organize the collection and recovery process with a view to retain the delinquencies and losses within the specified limits of the assigned goals.
• Ensure the execution of financial / functional transactions with utmost efficiency and retaining the integrity of the process.
• Undertake planning and execution of cash so as to ensure its optimum availability to meet the day’s requirement and avoiding inactive / non- productive cash holding.
• Arrange training for the branch staff and build their professional and leadership potential.
• Undertake self-assessment on regular basis and prepare the branch for internal / external / SBP audits at any time.
• Take full responsibility of bank’s reputation in all functional areas, particularly the integrity of the system and financial reconciliation.

Qualifications

Job Locations : About MMBL :

Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile / digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion.MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.

Why Join MMBL ?

This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we\'re looking for a talented individual to join us in this endeavor.

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