Product Manager

About PalmPay

PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over 40 million users , we are building a digital financial ecosystem that empowers individuals and businesses through accessible, easy-to-use, and rewarding financial services.

Operating in Nigeria, Ghana, Tanzania, Bangladesh, and Pakistan , PalmPay has been recognised by CNBC as one of the Top 300 Global Fintech Companies and ranked #2 overall and #1 in financial services on the Financial Times’ Africa’s Fastest Growing Companies 2025 list.

Position Overview

We are seeking a Product Manager for our Pakistan business who will focus on designing, implementing, and managing financial products with end-to-end regulatory compliance. This role requires a strong understanding of SBP, SECP, and AML regulations , as well as experience embedding risk controls into products. The ideal candidate has hands-on experience in fintech, banking, or consumer installment financing, and a track record of leading compliance-driven product launches in Pakistan.

Core Responsibilities

• Compliance Framework Development

Design product requirements in alignment with SBP, SECP, and Anti-Money Laundering Act regulations; lead product compliance reviews, covering user data privacy (PDPA), Shariah compliance, and anti-fraud measures

Translate compliance requirements into product features such as KYC flows, repayment algorithms, and fee disclosure templates; coordinate with product and tech teams to implement features; monitor regulatory policy changes (e.g., BNPL regulations) and adapt product strategies accordingly

Liaise with law firms, consulting agencies, and SBP-accredited bodies for licensing, audits, and reporting; train business teams to identify high-risk scenarios

Experience

Mandatory Requirements

Professional Knowledge

Language

Soft Skills

Compensation & Benefits

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