Know Your Customer (KYC) Analyst

About the job Know Your Customer (KYC) Analyst COMPANY OVERVIEW :

Our client, a Karachi-based, State Bank of Pakistan (SBP) regulated Electronic Money Institution (EMI), seeks to appoint an experienced professional for the following role :

Job Role

As a KYC Analyst, you will play a key role in conducting end-to-end customer due diligence for new and existing clients.

Key Responsibilities

KYC & Customer Due Diligence Execution -

Perform KYC reviews for new and existing clients, ensuring compliance with SBP regulations and internal AML, CDD, and EDD guidelines

Identity & Document Verification -

Review and verify customer documentation using internal systems and third-party tools, including identity documents, business records, and beneficial ownership details

Onboarding Workflow Monitoring -

Track and manage customer onboarding queues to ensure prompt resolution of cases and a smooth user experience

Discrepancy & Risk Escalation -

Identify irregularities, incomplete files, or potentially suspicious information and elevate cases to Compliance and Risk teams for further review

Cross-Functional Collaboration -

Work closely with Compliance, Risk, and Customer Support teams to resolve onboarding issues and enhance process efficiency

Recordkeeping & Data Integrity -

Maintain accurate documentation and ensure high data quality within the KYC platform for audit and regulatory purposes

Regulatory Awareness & Process Improvement -

Stay informed on relevant regulatory updates (e.g., AML, FATF, GDPR) and contribute to the evolution of internal KYC procedures and checklists

Education

Minimum 16 years of education, preferably Master's from a renowned HEC recognized university or institution / equivalent foreign degree holder institution, preferably in Business Administration, Finance, Law, or a related discipline is required

Additional certifications in AML / KYC will be considered a plus

Experience

Minimum 1-3 years of professional experience, preferably in KYC, AML, or customer onboarding functions, ideally within financial services or fintech environments.

Key Requirements

Attention to Detail

Meticulous approach to document review and data handling, with the ability to detect red flags or inconsistencies

Time Management & Efficiency

Capable of managing multiple onboarding cases while maintaining quality and accuracy under tight deadlines

Communication & Collaboration

Strong interpersonal and documentation skills with a team-oriented mindset and ability to interact with internal stakeholders

Compliance Orientation

A strong sense of integrity and commitment to upholding regulatory standards and organizational risk policies

Due Diligence Familiarity

Working knowledge of CDD and EDD processes, including customer risk scoring, document verification, and data validation

Regulatory Framework Understanding

Awareness of applicable laws and guidelines such as AML / CFT, FATF recommendations, and data protection (GDPR / local equivalents)

Tools & Systems Proficiency

Experience using KYC screening platforms, onboarding tools, and basic proficiency in Excel and other office productivity tools

Age

The candidate should preferably be not more than 28 years of age as of last date of submission of application.

If you have the required experience and educational qualification to take up the challenging role, you are requested to apply by

November 2nd, 2025

at shortlisted candidates will be contacted.

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