OVERVIEW: HRSI is conducting an executive search on behalf of a leading global bank in Pakistan. Scope of work included end-toend ownership of the Bank's entire Retail Banking franchise, including traditional retail, digital retail, digital SME, Payments/Digital, Cards & CCPL, and ecosystem-led revenue streams. Build and scale a product-led, digital-first retail and SME banking business, strengthening deposits, payments, lending, card profitability, merchant solutions, and embedded finance in alignment with the Bank's overall retail strategy. The organization is an equal opportunity employer, committed to fostering diversity and inclusion across all levels of our organization. KEY RESPONSIBILITIES: Business Ownership, P&L & Growth Strategy Own the entire Retail Banking P&L Drive revenue through digital monetization levers, card/payments unit economics, cross-sell, SME/merchant revenue streams and portfolio optimization. Define and execute a unified growth strategy Growth Engine Leadership Build and optimize digital funnels across digital and traditional baking. Deploy growth loops, referral engines, merchant funnels, viral mechanics, and performance marketing. Deep R&D and execute unique ideas and reduce CAC Digital Sales & Distributions Excellence Translate branch-banking expertise into scalable digital sales engines. Drive deposit growth and cross-sell across the app. Oversee digital stack supporting retail, SME, payments, cards, merchant acceptance. Product Technology & Integrations Work with Product and Engineering teams using agile squads, sprints, and MVP-to-scale delivery. Enable eKYC, biometrics, real-time risk scoring, and instant account activation. CORE COMPETENCIES: Customer Insights - Understand regional nuances, customer psychology, and competitive local dynamics Payment & Eco-System - Lead payments strategy across digital solutions. Build ecosystem partnerships with apps & platforms. Leadership & Culture - Build teams blending banking expertise with tech-startup and mindset of a global digital bank. Frameworks - Strong commands over digital, tech, risk. Operates within SBP regulated frameworks. Problem Solving - Address revenue leakage, funnel drop-offs, and CAC inefficiencies. Resolve growth & portfolio performance challenges. Decision Making - Full authority over Retail Banking strategy, growth roadmap, and product priorities. Ownership of Retail Banking P&L, revenue SKILLS & QUALIFICATIONS: Education Bachelor's degree in Business, Finance, Economics, or related field (MBA preferred). Experience 15+ years of experience in Retail Banking with senior leadership exposure in sales and distribution at a leading bank in Pakistan. Expertise Proven success in digital acquisition, growth funnels, CAC/LTV, activation, and retention. Proven record leading large cross-functional teams across a digital bank. Strong commercial acumen and portfolio monetization expertise. Proven track record of delivering strong P&L outcomes. Only shortlisted candidates will be contacted www.hrs-int.com
HEAD OF RETAIL - BANKING • Karachi, Pakistan
Are you a sales leader ready to drive revenue growth for a fast-growing HR outsourcing powerhouse? At People Perfect, you won't just hit targets — you'll lead a unit, own client relationships, and ... Show more
The Debt Resolution Specialist is responsible for managing the recovery of overdue accounts, using a proactive and customer-centric approach.This role requires expertise in debt collection, a stron... Show more
The role is responsible for managing hotel operations, financial performance, customer service, sales & marketing, and human resource functions.The ideal candidate will ensure smooth day-to-day... Show more
Section Head (Reporting to Head of Security & QHSE).East-Wharf, Kemari Port, Karachi (On-Site).The company is a leading multipurpose terminal operator managing port berths under a long-term con... Show more
HRSI is looking for Relationship Manager for one of its leading client.Establish new Relationships and maintain strong relationships with corporate clients in Pakistan and in the process build... Show more
We are looking for a dynamic and experienced.The ideal candidate will be responsible for expanding the company's market presence, developing strong relationships with dealers and installers, genera... Show more
Develop content strategies aligned with TestTrick’s marketing and business goals.Create blogs, landing pages, guides, and case studies.Produce educational content around recruitment, talent assessm... Show more
HRSI is looking for Dealer – Treasury Business for one of its leading client.Foreign Exchange, Money Market, and Fixed Income transactions.Maintain close coordination with.Treasury Middle Offi... Show more
Our client is a leading global Testing, Inspection and Certification (TIC) company, operating an extensive international network of laboratories and business facilities and supported by a large tea... Show more
The Catalyst Group is hiring a VP, Technical on behalf of its client, a leading Food & Beverage company in Pakistan.The Vice President – Technical is a key executive leadership role responsible for... Show more
