Sector / Industry Analysis :
- Conduct detailed research and analysis on assigned sectors / industries, including but not limited to financial performance, market trends, regulatory changes, and macroeconomic factors.
- Develop reports and forecasts to support credit decisions and strategic planning.
Financial Modeling & Data Analysis :
Build and maintain financial models to assess industry trends, sector performance, and potential impacts on the bank’s portfolio.Analyze key financial ratios, industry benchmarks, and economic indicators to support the risk assessment process.Risk Assessment :
Assess sector-specific risks and advise on appropriate risk mitigation strategies for the bank’s lending, investment, and portfolio management decisions.Work closely with the Risk Management team to incorporate sectoral insights into risk models and sectoral lending limits.Market & Regulatory Monitoring :
Stay updated on the latest market developments, government policies, and industry regulations that impact the sectors under review.Provide timely updates and reports on significant events and regulatory changes affecting the bank\'s exposure to certain industries.Stakeholder Collaboration :
Collaborate with internal teams, including Corporate, SMEC, Credit, Investment, and Risk Management, to support sector-related decision-making.Provide insights to relationship managers to help them understand industry-specific challenges and opportunities for clients.Reporting :
Prepare and present detailed reports and presentations on sector / industry performance, risks, and opportunities to senior management and other stakeholders.Ensure timely submission of research reports for inclusion in board papers, management meetings, and credit committee reviews.Industry Expertise Development :
Build and maintain a deep understanding of the assigned industries, including networking with industry experts, attending conferences, and keeping abreast of industry publications.Act as a subject matter expert (SME) on the assigned sectors and provide training or briefings to other departments as needed.Qualifications and Skills :
Bachelor’s degree in Finance, Economics, Business, or a related field (Master’s degree or professional certification such as CFA preferred).3 to 5 years of experience in industry research, credit analysis, or a similar role in banking or financial services.Strong analytical skills with the ability to interpret complex data and trends.Proficiency in financial modeling and forecasting.Excellent written and verbal communication skills, with the ability to present complex information clearly.Familiarity with industry regulations, especially those related to banking and financial services.Strong understanding of macroeconomic factors and their impact on industries.Advanced skills in MS Excel, Word, PowerPoint, and financial research tools.#J-18808-Ljbffr