Senior Product Manager-Deposits(Mashreq Digital Bank of Pakistan)

Senior Product Manager – Deposits (Mashreq Digital Bank of Pakistan)

Responsibilities

• Design, develop, and refine deposit products aligned with customer needs and market trends.
• Translate business goals into product roadmaps and feature requirements.
• Lead new product initiatives and enhancements across SME.
• Manage the performance of deposit products (balances, profitability, usage).
• Monitor interest rate risk and deposit margin.
• Conduct financial modeling and simulations to assess product impact.
• Monitor and manage product‑level profitability, including margins and fee income.
• Prepare financial forecasts and performance analyses to optimize pricing strategies and interest / profit rate structures.
• Analyze market trends, customer behavior, and competitor offerings.
• Recommend pricing strategies and promotional campaigns.
• Work closely with IT, operations, legal, compliance, marketing, finance, and sales teams.
• Coordinate product launches and ensure operational readiness.
• Ensure products comply with regulatory requirements.
• Monitor and mitigate product‑related risks.
• Develop and track KPIs (e.g., acquisition, retention, profitability).
• Prepare reports and insights for senior management.
• Market & Competitive Analysis
• Cross‑Functional Collaboration
• Regulatory & Risk Compliance
• Performance Tracking & Reporting

Key Result Areas

Qualifications

#J-18808-Ljbffr